ATM Cash Machines in Gambia
& Credit Card Acceptability
Automatic Teller Machines:
the banks in Gambia now have ATM machines which can be used to
withdraw money using their custom cash cards. Visa debit
cards can be used to withdraw money from ATMs run by the Standard
Chartered Bank and Access Bank.
If your funds are sufficient you
can withdraw multiple times, with a maximum cash ceiling per withdrawal.
A transaction charge is levied each time you take money out. There
is a Standard Bank ATM on the Senegambia Strip, in Kololi, opposite
the taxi rank and an Access Bank ATM on the Bertil Harding Highway,
just south of the Palma Rima Junction.
debit and credit cards can be used at GTBank Gambia ATMs situated
in the Greater Banjul area. This allows you to make cash withdrawals
in Dalasi. There is an ATM on the Senegambia Strip, in Kololi,
opposite the taxi rank. You maybe able to use your Visa credit
card to make withdrawals at the above banks' counters.
If you visit an ATM machine that happens to have run out of money
after banking closing hours then try the next nearest branch.
Note that if a cash machine runs out of money at the weekends
they are often re-filled by roaming field staff who are automatically
alerted of the cash status of each machine.
If you come across something like an 'out-of-order message' or
'cash not available', this in fact may not be the case. It sometimes
pays to wait 5 or 10 minutes and the machine could be back up
and running and the message is gone. This is sometimes caused
by network issues, as a result it might be a good idea to withdraw
more than you need and keep a cash sum as an emergency reserve,
which you only touch in the event of failure to make a withdrawal
at a future time.
Foreign Exchange Services