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House Buying Guide For Gambia |
Property Tips & Advice Checklist: •
Building Types:-
2, 3 & 4 bedroom houses on sale in Gambia come in
all shapes & sizes. Some are described as 'villas'
when in fact they are just bungalows,
so it's important to check out the photo and see what
the building actually looks like. Better still try and
visit the site yourself. • Legal
Advice:-
Always use the services of a qualified Greater Banjul
based legal
practitioner before entering or making any real
estate decisions. They can carry out the property conveyancing
process on your behalf such as searches at the Registry
of Deeds, acquiring title deeds, preparing a draft contract
for you, registration of title deeds, stamp duty, leases
and other formal types of documentation. Tip: do check
your lawyers fees and request references.
• Roofs:-
When looking to buy a home
see whether it has a flat roof. If it has, then make
sure that it is lined with a waterproofing
product as these buildings are prone to leaking. Also
do take a look at the ceiling for any signs of leaks.
If it has a corrugated or tiled roof
then look out for signs of damage on the top as well
as the ceiling. Repair costs could run into thousands
of Dalasi so this could be a negotiating item. • Windows:-
The cost of replacing defective windows can be costly.
If the property has sliding
windows then do check that all are sliding properly.
Check to see that all the insect screens are properly
fitted. •
Electrical System:-
The first thing you should check is whether the property
is connected to the main grid supply from the Gambia's
National Water and Electricity Company (Nawec).
If not then check to see if there are supply lines running
outside the property as you may be able to apply to
get connected to the mains, though this can take some
time, so do enquire how long this is likely to take
before deciding to buy.
Get a fully qualified electrician (preferably someone
who has graduated from the Gambia Technical Training
Institute - GTTI)
to look over the quality of the wiring, particularly
in the ceiling area, as you cannot be certain of the
standard of work. To be really on the safe side it might
be advisable to rewire your new house completely with
British Standard wires by a fully qualified electrician
under the supervision of an electrical engineer. This
would include switches, sockets and distribution boxes.
The electrician should look at the fuse box for signs
of overfused circuits, improper wiring, burned
wiring, etc. • Water
Mains Supply:-
Check that the property is connected to the water mains.
In The Gambia water metres are usually located just
inside the compound near the front fence. If the building
does not have a water metre then look to see that your
immediate neighbours have supplies. If they do then
you would be able to apply after you have acquired the
property. • Sewage
& Plumbing:-
Check all the taps to confirm that they all produce
running water. Get a fully qualified plumber
to check for signs of leaks, incompatible joints, damp
on walls, the manholes, etc. • Termites:-
Look at the outside of the house's wall near the ground
for any signs of termite tunnels or leads rising from
the ground. If you do see signs then this is a possible
indicator that the foundations did not receive proper
treatment with Dursban TC or other kind of anti-termite
infestation treatments.
Should you see these signs then it is advisable to reject
the property.
Also look for termite leads inside the home at the bottom
of door frames, walls and other areas. •
Swimming Pools:-
This will require the inspection of a pools engineer.
There are a number of companies that sell supplies
and construct swimming
pools and may provide you with inspection services
for a fee. If this is not possible then get a good plumber
to check over the performance of the pump in the pool
house, and that water is actually being emptied into
the pool. If possible ask to see it when it's empty
of water to check the condition of the tiles. If it
has lights then these should also be checked.
• Structural Survey:-
And finally before deciding to purchase a home in Gambia
you are advised to seek out the services of a fully
qualified building structural
surveyor to check over the property for any defects
and to give you an idea of the cost of rectifying any
problems. This will give you more leverage over negotiating
for a lower price from the owner and possible big savings
for you.
If destructive probing is necessary then this should
be with the seller's written approval and under the
advice of your lawyer, with a clear written agreement
as to which party will carry out proper and full repairs
after such an inspection.
A survey is intended to reduce the risk for the buyer,
but does not eliminate it.
As with any property you are bound to find some defects.
If you like a property then this should not necessarily
discourage you from buying as it all depends on the
final repair cost which you are most probably going
to have to bear. Just remember that by totalling these
repair costs could give you more leverage to reduce
the asking price when negotiating on the price of the
building. • Before
Moving In:-
After purchasing your Gambian home
you should consider installing (if your new home does
not have one) a 1,000 or 2,000 litre reserve water tank,
a generator,
a solar hot
water heater, and a borehole.
If it has a large garden the borehole
will almost certainly save you money on future water
bills. Note that the tariff goes up in bands the more
water you consume.
• Selling Your
Home:-
If you eventually want to put your property on the market
then it's advisable to carry out all repairs and ensure
all systems, fixtures and fittings are in good working
order. This will help to enhance the value of your home
as well as your negotiating position with regards to
your sale price and hopefully reduce the time it spends
on the market.
Secondly, don't bother selling it as a furnished property
unless of course you have 2 prices set. This is because
a buyer might say they don't require your furniture
and want a reduction in the price. Or they might want
to keep some of the furnishings but not others which
would result in time wasting recalculations.
And finally, if it is being sold as a vacant possession
then keep the place clean. Get a cleaning lady to sweep
and wash down the tiles at least once a week and clean
the windows at least twice a month. Keep some windows
slightly ajar for fresh air. Also remember to keep the
garden well watered, trim and tidy. Also you should
seriously consider a fresh coat of paint
for the entire building, inside and out. First impressions
are very important. |
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Most people prefer locations as close to the beach
as possible on the Atlantic coastline. Please note that
in most cases these houses are generally available to
the east of the Kombo Coastal Road and outside the Tourist
Development Area (TDA), so often, the nearest you will
get is often 800 metres or more. However, there are
locations where properties for sale on or near the beach
like in parts of Brufut
Heights, Bijilo,
Cape Point, Fajara, Gunjur, Sanyang, Kololi
and Kotu. Homes in Gambia are often acquired as either
a permanent residence, holiday home, retirement home
or simply as a property investment. |
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• Note: Please
read the disclaimer.
The owner of accessgambia.com does not accept any responsibility
for any damage, misunderstandings or losses of any kind
arising out of anyone following or not following any
of the information above. Get independent legal advice
from a Banjul based attorney first before inspecting
any property or making any real estate decisions. |
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