• Architectural Drawings
The first procedure for building a house in Gambia is to get a
property plan
drawn up by an architect. You can of course get an architect outside
the Gambia to do this for you.
However, you must remember that there are
special techniques, regulations & specifications for a tropical
climate & the
construction materials may
also differ.
•
Building Permits
The second step is to get your house plan approved by Physical
Planning Dept. in Banjul which should includes the area of your land. You should take at least 3 copies of your
plans when submitting your application form. There is a fee payable
based on the number of square metres of your house. The law requires
that you get a permit as well for your fence and 'Boys
Quarters' (accommodation for maid and watchman).
• Build Your Fence
The third step is to build your fence
around your
land. This is necessary for security
and establishes your physical boundaries according to your plans. You
don't want to start your bungalow and find out half-way through that
you are partly erecting it on someone else's property. Please note that
you should build your fence exactly according to your plans and that
there is a minimum distance allowed where a road separates two
different plots. You can find this out the minimum legal distance from
the Lands Office in Banjul.
•
Build It Yourself
If you are building your own home then make sure that the 'Boys
Quarters' is build first. This allows you to have several rooms in
which to store your supplies and tools for security. You could of
course buy a container and keep your materials there. This is perhaps
the best option and you can always sell the container when you have
finished building. Containers can be purchased from the Gambia
Shipping Agency.
• Employ a Watchman Do take care
to photocopy the watchman's ID card and make sure you know where he
lives and that he is residing in The
Gambia. Only employ a watch man who has
been recommended to you. Don't give him access to any of the rooms and
make sure to count items left outside such as steel re-enforcement
rods at the start and end of the day which you should confirm
with him.

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•
Bill of Quantities
Try to get the house plans quantified by a quantity surveyor. This
will give you a rough idea as to the quantity of materials
you need to buy to build the structure of your house. It should give
you a rough idea of the cost of constructing but it doesn't usually include
finishing like fans and bathroom fittings. This you can easily do yourself by
visiting several building materials
suppliers and shops.
•
Costs:
Prices of materials are always rising in The Gambia's construction
industry so try to buy in bulk.
You don't always have to take bulky the items, such as cement, with you the same day. Just
make sure you keep you receipt and you can collect what you need when
you need it. CAUTION: Please note that you should only buy from large
reputable companies who may perhaps give you this facility. Also note
that the company may also go bankrupt and you could lose your money.
If you don't intend to employ the services of a 'labour & materials'
contractor (see construction companies)
who buys and provides all the necessary aggregates and tools
then builds the house for you,
then you might want to consider employing a 'labour only' contractor.
Whatever you do make sure you get a contract drawn up by a solicitor
and signed by both parties.
Do make sure that you employ the services of a store keeper who
records all materials coming in and all building supplies coming out on a
daily basis. Make sure that all deliveries are signed for.
• Employ a Contractor
(Labour & Materials)
If you wish to employ a full turn-key contractor then get a contract drawn up
by conveyance solicitor in Gambia. This is vital for your own protection
and make sure that you tender the contract out to a number of
interested contractors first.
Be aware that Gambian builders will often try to load most of the cost
at the construction at the early stage of the agreement's Bill of
Quantities. Avoid this if you can as the finishing phase tends to be
the most expensive and should he or she fail mid-way through you can
minimize your potential losses.
For a home financing mortgage consider applying for an
international home loan. which
is available in the UK and USA.

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